Third party claim is additionally provided beneath automobile accident claim, if associate degree insured vehicle causes harm to different property and injury or death to a different person.











Vehicle unit changed or fitted with additional accessories to suit one’s wants and demand. a number of the additional accessories area unit LPG Kit, -fuel kit and electronic audio systems area unit lined with an additional a further an additional coverage whereby harm to those extra accessories are often claimed beneath automotive accident claim policy

Procedure for insurance Claims To avoid any hassles, invariably scan the policy wordings before shopping for a insurance policy. each insurance firm would have an inventory of Cashless Garage network that may repair the damages wherever the non depository financial institution would bear the value. make sure that you bear the list of network garages to urge nice coverage throughout any emergency.

just in case of any accident or third party liability, inform your insurance company regarding the accident instantly. you'll be able to inform regarding the claim through email, sms or by vocation the decision center. offer all the data asked by the non depository financial institution and follow all the directions for prompt claim settlement.
Keep all the documents that area unit needed to support automotive accident claims.

If you're repairing your automotive at the garage of your alternative, you'll additionally get your claim reimbursed. give notice the claim to your insurance company and submit the bills and documents for simple claim settlement.

Reasons for rejecting a insurance Claim If the non depository finhancial institution finds any stealing or harm is caused thanks to fault or negligence by the motive force such damages don't seem to be lined. A claim is rejected if the data provided by insured is incomplete and inaccurate. If a vehicle is insured as non-public automobile however used for industrial purpose like taxi, the non depository financial institution don't settle for any claims for this specific vehicle. automotive accident claim is rejected just in case the insured isn't in a position offer correct bills supporting his claims of stealing or damages occurred. the particular quantity of repair and maintenance is high.







compared to the worth of vehicle of auto of automotive then the value of damages isn't accepted beneath car accident claim


The A - Z 
Guide Of What is Bike Insurance Policy

A 2 wheeler is apt for contemporary day quality because it is swift and appropriate. it's additionally vital to be secure; as riding it's terribly risky from time to time and mishaps might occur any time
. Key edges of motorbike policy An accident or mishap will cause total or unjust harm to the insured vehicle. At such associate instance, the insurance for bike will shield against expenses. If a 2 wheeler is taken or broken thanks to fireplace, a whole coverage is provided by Bike policy. Sometimes a 3rd party liability needs to borne thanks to an accident that causes harm to alternative vehicle or injury to others. Insurance for Bike offers third party liability is to the insured. Personal accident protection is provided to the policy holder just in case death or permanent incapacity as results of associate accident.

Bike policy offers add on protection to the traveler of the insured vehicle if it's been purchased beside the quality policy. It provides reparation to traveler just in case of death or permanent incapacity arising thanks to an accident.

Bike insurance additionally provides no claim bonus at the time of renewal to the policy holder for not claiming any damages for previous year. it's associate admiration given for careful driving over the year to the policy holder.

Cashless Garage Network this is often a singular and helpful profit provided by Bike policy that permits the insured to induce his vehicle repaired across the country supported the network tie ups the insurer have with the garages. a listing of a garage is provided by the insurer or could also be accessible on-line

wherever the insured will find the garage of his convenience and find his vehicle repaired at no further value. Omissions of a motorbike policy Insurance for Bike doesn't cover damages thanks to traditional wear and tear to the insured vehicle, mechanical breakdown, depreciation to the vehicle, etc. harm to the insured vehicle has occurred outside the geographical region isn't accepted underneath the policy.

The insurance company insurance firm insurer insurance underneath writer underwriter non depository financial institution rejects coverage if the damages area unit caused whereas driving under the influence of alcohol or any intoxicating drug. If it's found associate un authorised person was driving the vehicle at the time of accident, the policy doesn't offer any advantages to the policy holder.










How to claim for Bike Insurance? The insured needs to inform the insurer now once the accident has occurred and supply applicable documents and proof to support his claim for coverage.

The policy holder needs to furnish valid licence, copy of police report and receipts for repair and maintenance. The insurer has all rights to reject claims if found the documents and bills for claims don't seem to be correct. Bike policy provides complete protection to driver, traveler and additionally covers third party.


conclusion